> For the complete documentation index, see [llms.txt](https://hub.moonexe.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hub.moonexe.com/home/zh-tw/yun-zuo-fang-shi/wei-he-xuan-ze-wen-ding-bi-usdt.md).

# 為何選擇穩定幣：USDT

為何 USDT 是 MoonExe 平台的基石。

USDT 不只是加密貨幣，更是連接全球資金、跨境支付與數字金融的新型基礎設施。

## 持續的市場擴張

* 全球穩定幣市場總市值已突破 **2,500 億美元**。
* USDT 長期穩居全球市值最大的穩定幣。
* 鏈上轉賬次數已達數億筆，用戶遍布全球。

## 全球支付趨勢

* 24 小時全年無休交易，實現全球即時結算。
* 跨境支付效率遠超傳統銀行體系。

## 值得信賴且可靠

* USDT 以美元資產作為儲備支持，主要包括美國國庫券（U.S. Treasury Bills）、現金及現金等價物等高流動性資產。
* 美國 **GENIUS Act** 推動穩定幣標準化，並建立美元穩定幣的聯邦監管框架。

## 全球使用最廣泛的美元穩定幣

USDT 於全球各大加密貨幣交易所、支付平台、場外交易市場（OTC markets）和企業廣泛應用。

## 流動性革命：2030 年邁向 1 兆美元新紀元

|          | 穩定幣日交易量          |
| -------- | ---------------- |
| 當前       | **超過 1,000 億美元** |
| 2030 年預期 | **突破 1 兆美元**     |

隨著交易量成長 10 倍，市場需求將從「單純能夠交易」轉向「擁有充足流動性」，以支撐即時、低成本的全球資金交換。

> 「Bloomberg Intelligence 預測：到 2030 年，全球穩定幣市場規模預計將達到 1.2 兆美元。」


---

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