> For the complete documentation index, see [llms.txt](https://hub.moonexe.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hub.moonexe.com/home/zh-cn/yun-zuo-yuan-li/wei-shen-me-xuan-ze-wen-ding-bi-usdt.md).

# 为什么选择稳定币：USDT

为什么 USDT 是 MoonExe 平台的基础。

USDT 不只是加密货币，更是连接全球资本、跨境支付与数字金融的新型基础设施。

## 持续的市场扩张

* 全球稳定币市场总市值已突破 **2,500 亿美元**。
* USDT 长期稳居全球市值最大的稳定币。
* 链上转账已达数亿笔，用户遍布全球。

## 全球支付趋势

* 24 小时全年无休交易，实现全球即时结算。
* 跨境支付效率远超传统银行体系。

## 值得信赖且可靠

* USDT 以美元储备作为支持，主要包括美国国库券（U.S. Treasury Bills）、现金及现金等价物等高流动性资产。
* 美国 **GENIUS Act** 推动稳定币标准化，并建立美元稳定币的联邦监管框架。

## 全球使用最广泛的美元稳定币

USDT 广泛应用于全球各大交易所、支付平台、场外交易市场（OTC）及企业。

## 流动性革命：2030 年迈向 1 万亿美元新纪元

|          | 稳定币日交易量          |
| -------- | ---------------- |
| 当前       | **超过 1,000 亿美元** |
| 2030 年预期 | **突破 1 万亿美元**    |

随着交易量增长 10 倍，最关键的已不再是单纯的交易渠道，而是能够支撑即时、低成本全球兑换的充足流动性。

> “Bloomberg Intelligence 预测，到 2030 年全球稳定币市场规模将达到 1.2 万亿美元。”


---

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